Minnesota Car Insurance

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Minnesota insurance rates. Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year.

Your current Minnesota car insurance company may be charging you significantly more than you should be paying.

The More You Quote, The More You Can Save!

Don't assume the rates you paid last year for Minnesota car insurance will be the same this year. It's important to comparison shop your coverage with different Minnesota insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Minnesota.

Compare Minnesota Car Insurance Rates

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Minnesota car insurance rate.

Free Online Car Insurance Quotes

Quoting and buying car insurance online has become much easier over the last few years. Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Minnesota.

If you think you car won't get stolen in Minnesota, think again. There are over 8,519 vehicle thefts each year in Minnesota.

Both New Car and Used Car Insurance Quotes

Local Minnesota insurance agents can give you quotes from many companies approved to sell insurance in Minnesota, and they also provide you with professional advice and guidance.

Car insurance rates don't always go up, and in fact they do decrease occassionally. There is a very good chance that you are currently paying too much for car insurance.

Even High Risk and SR22 Car Insurance Quotes!

With over 5,266,214 people in the state of Minnesota, you wouldn't think one of the most stolen vehicles in Minnesota would be a 1991 Toyota Camry, but it is. But don't think that your car can't be stolen just because you live in Minnesota. If you own a home in Minnesota, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Lower your Minnesota Car Insurance with These Tips

  • Minnesota drivers can save significantly by purchasing their home (or renters) insurance and car insurance from the same company
  • Find the best rates on Minnesota car insurance by comparing rates at least once a year, both with agents and online insurance companies
  • Students with good grades often qualify for a discount rate
  • Compare car insurance quotes at least once a year to make sure you're getting the lowest rates
  • Consider dropping physical damage coverage on older vehicles
  • Quote Minnesota car insurance rates! The only way you'll know if you're getting a good deal is to compare the rates of competing companies!

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another. The best car insurance rates in Minnesota may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

By taking a few minutes and doing a comparison quote, you could save hundreds on auto insurance. Click to start a quote!

Compare Other Minnesota Rates
Most Stolen Cars in Minnesota
  • 1991 Toyota Camry
  • 1997 Ford F150 Pickup
  • 2002 Ford Explorer
  • 1995 Oldsmobile Cutlass
  • 1994 Buick Century
  • 1995 Acura Integra
  • 1995 Honda Civic
  • 1995 Dodge Caravan
  • 1994 Honda Accord
  • 1995 Ford Taurus
Minnesota Insurance Statistics
  • Minimum liability requirements in MN are $30,000 per person, $60,000 per accident, and $10,000 in property damage liability
  • There are 5,266,214 people in MN, over 3,035,500 licensed drivers, and over 8,519 vehicle thefts each year
  • Comprehensive coverage costs and average of $165 and collision coverage averages $212. Liability insurance is an additional $427.
  • Minnesota ranks 28 out of 50 states for car insurance costs. Average car insurance rates in MN are $721.
  • Homeowners insurance in Minnesota average $800 but if you combine your home and car insurance with the same company you could get a discount.